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Subscription payments for independent businesses
The payment gateway that pours back.
Levy & Loom lets you sell subscriptions through your own Stripe account. We take one transparent 1% fee, and 12% of what we keep is poured into the Pour fund. Every number is public, and every merchant can prove their share.
Built on Stripe. Customers pay you directly; the money never sits with us.
How it works
Three steps, no new bank account.
You keep your own Stripe account and your own prices. Levy & Loom sits alongside, handling the plumbing that usually takes weeks to build.
Sell
Send customers to a Stripe checkout for any subscription you offer. Cards, wallets and local payment methods are handled for you.
Get paid
Payments land in your Stripe account on Stripe's normal payout schedule. Failed cards are chased automatically before access is lost.
The 1%
One fee. Written down, every time.
Levy & Loom charges 1% of each subscription payment, collected by Stripe at the moment of payment. Here is exactly where a £100 payment goes.
| Line | Amount |
|---|---|
| Your customer pays | £100.00 |
| Goes to youbefore Stripe's own card-processing fee, which Stripe charges you directly at its published rates | £99.00 |
| Levy & Loom platform fee (1%) | £1.00 |
| Poured from that fee (12% of our net revenue) | £0.12 |
Refunds and chargebacks reverse our fee and the Pour share in proportion, so the public totals only ever count money that actually stayed paid.
Pour
What we keep, we share. In public.
Pour is the part of Levy & Loom's own revenue that goes back out into the world. In our first year it is 12% of net platform revenue, and the rate only ratchets upwards. The figures below come straight from the payment ledger, are updated as payments happen, and are cryptographically signed so anyone can check they have not been altered.
Signed quarterly certificates
Every merchant can download a Pour Ledger Proof for any quarter: a printable certificate listing each invoice counted, the full calculation from gross volume to the Pour share, and a digital signature. Hand it to a donor, an accountant or a journalist; they can verify it against our public key without trusting us.
Where Pour goes
Pour funds are directed by Seeded Health Ltd's community programmes. Recipients and amounts will be published here alongside the ledger as the first payments are made, so the same transparency applies to the money going out as to the money coming in.
For merchants and their developers
Integrate in an afternoon.
Levy & Loom is an API-first platform. Your developer, or an AI coding agent, can connect it with a handful of calls, and we publish a context kit written specifically for coding agents so the integration is fast and hard to get wrong.
- Stripe-hosted onboarding: no identity documents ever touch our servers.
- Signed callbacks when a subscription starts, changes, fails, recovers, refunds or cancels.
- Failed-payment rescue with a grace period and a ready-to-send recovery message.
- Per-merchant API keys that can be rotated instantly if they leak.
- Public, signed statistics and certificates you can embed in your own site.
Verify anything we publish
Our public statistics and certificates are signed with Ed25519. The keys are published at these addresses, and a certificate can be checked by posting its JSON to the verification endpoint.
GET /api/public/stats
GET /api/public/sdk/widget-stats
GET /api/public/sdk/public-key
GET /api/public/pour-proof/public-key
POST /api/public/pour-proof/verifyAll addresses are relative to api.levyandloom.com.
Ready when you are.
Tell us what you sell and we will set up your merchant account, usually the same day. One mailbox reaches the whole team, for sales, support and security alike.